RISK CONTROL SERVICES
Sigma's Risk Control services are designed to aid an entity in minimizing the frequency or severity of accidental losses or to make these losses more predictable. Sigma offers professional advice regarding industry-recognized risk control options. We offer the following services to aid an entity in implementing long-term risk control techniques:
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Commercial Building Replacement Cost Valuation
Our Commercial Building Valuation service ensures that your buildings and/or facilities are represented by the appropriate replacement cost valuation as of the date of inspection and provides documentary evidence giving you the tools to accurately insure your assets. This may result in favorable underwriting consideration and possibly lower insurance premiums. Additionally, this may help you avoid costly co-insurance penalties.
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Contract and Lease Negotiation and Review
A review of contracts and leases during negotiations, or prior to signing, can afford an organization significant savings over time. These savings can occur in forms such as the elimination or mitigation of onerous terms and conditions, the elimination or mitigation of adverse contractual obligations, and savings in insurance premiums.
Sigma's consultants are skilled in the review of contracts and leases from a risk management and insurance perspective. We can offer advice on those terms and conditions that historically create the potential for future expenses to an organization.
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Litigation Management
Sigma will work with your management and litigation team to develop beneficial litigation management practices. Efficient litigation management may result in more expeditious response to claims or suits. The sooner that a firm responds to a claim or suit, the better chance for settlement in favor of the insured.
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Loss Control Evaluation and Recommendation
Sigma's loss control specialists will review a client's experience and losses related to personal and vehicular accidents. These evaluations will to identify the cost associated with those accidents and insurance premium increases so that immediate attention can be given to eliminating or reducing the type of risks that contribute to the most severe injuries and costly incidents.
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Safety Workplace Analysis
Sigma's safety specialists will review a client's operations, focusing on workplace safety practices and procedures, to identify risks that need to be addressed in advance of accidents and to determine if the organization is in compliance with all applicable safety and health regulations.
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Safety Training
Specialists from Sigma will conduct a training needs analysis, develop a list of training alternatives, and create a plan for delivering all applicable safety training in accordance with industry best practices and requirements of regulatory agencies.
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Safety Incentive Programs
Sigma will review a client's operations and recommend programs and practices that provide employees with incentives for safe performance, those that reinforce and recognize safe performance on a continuous basis.
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Automotive Fleet Safety Management
Sigma specialists will conduct a thorough review of an organization's vehicle and automotive policies and practices. This will include recommendations with regard to such actions as creating formal automotive use policies, establishing driver qualifications, performing initial and periodic motor vehicle records checks, and implementing monitoring of driver performance.
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Field Safety Audits
Effective safety programs involve continuous management and reinforcement of safe workplace policies and procedures. Sigma will develop a "field auditing" process for a client's operations so that continuous safety monitoring will identify and correct unsafe behavior prior to accidents.
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